Zuun project Introduction

Project Title: People with disabilities in Rwanda improve their economic situation – Zigama Ushore Ubeho Neza (ZUUN)

Introduction and Background

The national Union of the Disability Organizations in Rwanda (NUDOR) was established as civil society organization in September 2010 and now has 13 national organizations of Persons with Disabilities. Through its activities, NUDOR aims to ensure that the practical needs of persons with disabilities at personal and institutions levels are fully addressed with an emphasis on empowerment.

The Promotion and Protection of PWDs’ Rights and Socio-Economic Empowerment should be designed in order to promote disability equality and empower persons with disabilities to participate in sustainable socio-economic development in Rwanda.

Overseen and supported by CBM Rwanda, NUDOR is implementing livelihood project that improve socio-economic status of persons with disabilities through the formation of Village Savings and Loan (VSL) in all nine districts. 1,688 Saving and Loan Groups were established with 48,052 members who are persons with disabilities and care givers. Based on an project mid-term evaluation report, the project achieved significant social and empowerment benefits as well as increased resilience, asset build-up and strong group cohesion.

This new project will build on this success and will target group of this project are the 22,500 future members of the 750 village savings groups to be founded in this project, of which each group will have around 30 members. Around 60% of the members will be female and 40% male[1]. 70% of the members have a disability, 20% are caregivers of people / children with disabilities and 10% of the members have no disabilities. From existing NUDOR projects we know that more than 60% of the people with disabilities have a physical disability including visual or hearing impairment. More than 10% have a cognitive disability / learning disability and more than 10% have multiple disabilities. The remaining 20% ​​have other disabilities such as albinism or short stature.

Overall objective (impact):          Improving the socio-economic inclusion of people with disabilities in the districts of Gisagara, Burera, Ngoma, Rubavu and Muhanga in Rwanda.  
project goal (Outcome)  Indicators (possibly plus quantity structure) 
Baseline (quantitative & qualitative)Target value (target) (quantitative & qualitative) 
22,500 trained people with and without disabilities in the project area have improved their financial status and their social and political participation  40.7% of people with disabilities contribute to household income and can cover their basic needs (health costs, nutrition, school fees, aids, etc.   30.4% of the people with disabilities in the project area receive loans from VSLG or other providers in the microfinance sector. 70% of people with disabilities say in the focus group discussions that they have no collateral for loans80% of the VSLG members contribute to the household income and cover their basic needs         80% of the VSLG members receive loans (through the VSLG or other providers in the microfinance sector)           
Subgoals (Output)  Indicators (possibly plus quantity structure) 
Baseline (quantitative & qualitative) The data source is the feasibility study of this project (May / June 2021)Target value (target) (quantitative & qualitative) 
 None of the 22,500 people in the target group is involved in a village savings group at the start of the project     Measured by the KAP survey before training        22,500 people with and without disabilities are members of the village savings groups, of which at least 60% women and 10% people without disabilities)   The VSLG members improved their knowledge of finance by an average of 70% through the training (measured with the KAP survey before and after the training) 
 Of the people with disabilities surveyed, 6.6% were trained in sustainable agriculture and 6.7% in other income-generating measures. 2.2% of the target group invest in production facilities / business models     8% / 6.6% of the families from the target group own solar systems / water tanks according to the WHO definition (no more than 30 minutes’ walk from home).60% of VSLG members with disabilities are trained in sustainable agriculture or other income-generating activities (target group: 60% women) 30% of the VSLG members invest in production facilities / business models   300 families of the target group receive water tanks and 250 families receive solar systems for self-sufficiency and as a source of income.     
 Almost 64% of the people with disabilities in the project area take part in community activities at village level.   The proportion of people with disabilities is just under 6% in the advisory bodies at cell level.80% of the VSLG members take part in community activities at village level.       10% of the VSLG members with disabilities are entitled to vote and are elected in local decision-making positions at cell level. 
Better networking and coordination of state and private providers in the health, education and rehabilitation sectors30% of the people with disabilities in the project area are currently referred to specialized medical and rehabilitation facilities (5 national, tertiary hospitals or hospitals at district level and local health centers).   The percentage of people with disabilities and eye problems who manage to consult local health services is in the low single digits. (Data from the Kabgayi Eye Unit, Muhanga District, feasibility study: only 32 of a total of 13,500 registered patients had a disability).60% of the members of the VSLG with disabilities are referred to specialized medical and rehabilitation facilities after their diagnosis.             60% of VSLG members with eye problems have access to local eye health services for screening, referrals, treatment and rehabilitation, and regular follow-up care.             


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